Constructing an inference sample

1. Click the Tabular view tab and analyze the rejected and declined cases.
2. Click the Graphical view tab and confirm or modify the scorebands.

   1. Select the area to be modified by using the drop-down list below the graph.

   2. Use the slider control to drag and modify the selected area.

The scorebands are used to construct the inference sample for inferring the behavior of the rejected or declined cases. The target behavior of the declined cases is likely to be around or slightly higher than the target behavior of the average of the accepted cases.